Michael Davis, Mortgage Alliance Group

Earnest Money Deposit Versus Good Faith Deposit: What's The Difference?

Jan 27 2021 pre-approved home loan pre-qualify home loan mortgage application online loan application how to buy a home online

There are other costs associated with buying a home beside the downpayment. Some of those include fees for the appraisal, home inspection, and title work. Today, we want to focus on costs called "earnest money deposit" and "good faith... Read More

Helpful Hints For Buying A New Condo From A Developer

Jan 21 2021 pre-approved home loan pre-qualify home loan mortgage application online loan application how to buy a home online

2021 is greeting us with a surge of new constructions, especially condos. With the promise of amenities like swimming pools, a communal clubhouse, and done-for-you landscaping, buying a new condo attracts many eager buyers. Are you thinking about... Read More

What Are Origination Fees and Can They Be Avoided?

Jan 13 2021 first time buyer first home first mortgage home loan apply for a first home loan

An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fees into one charge or may list each one... Read More

What Every Homebuyer Needs to Know About Home Sale Contingencies

Jan 6 2021 first time buyer first home first mortgage home loan apply for a first home loan

A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? That's what this article will explain. Bookmark this reference if you're currently shopping for a home. And... Read More

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