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Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 184318
CA BRE #01848949
814 Morena Blvd #107
SAN DIEGO, California 92110
Phone: (619) 283-4000