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Mortgage rates can change from the day you apply for a loan to the day you close the transaction. If interest rates rise sharply during the application process it can increase the borrower’s mortgage payment unexpectedly. Therefore, a lender can allow the borrower to "lock-in" the loan’s interest rate guaranteeing that rate for a specified time period, often 30-60 days, sometimes for a fee.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 184318
CA BRE #01848949
814 Morena Blvd #107
SAN DIEGO, California 92110
Phone: (619) 283-4000