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Timothy Gray

  • NMLS: 330730
  • 4747 Morena Blvd, Suite 310
  • San Diego, CA 92117

Clients tell me they are happy with the loans we arrange and refer their friends and family. They also say they feel more comfortable and confident about the process and understand the loan terms better after talking with me. I like hearing that. If that sounds like the type of loan process you might prefer, drop me a line or shoot me an email and let's see what loan is best for you!


 
What’s the difference between private mortgage insurance and mortgage insurance premium?
What’s the difference between private mortgage insurance and mortgage insurance premium?
Jun 29 2022   first time buyer first home first mortgage home loan apply for a first home loan
If you are one of those buyers who can’t afford to pay a sizeable down payment, don’t give up on homeownership just yet. Mortgage insurance is a tool that can help you achieve homeownership despite the lack of funds for a down. When you... Read More
Is It Possible to Buy a Condo with a VA Loan?
Is It Possible to Buy a Condo with a VA Loan?
Jun 23 2022   va loan home loan for veterans government loans for condo refinance cash out refi
Did you know you could purchase a condo unit with a VA home loan? VA loans are a great home financing option since they don’t require a down payment and have lower interest rates than other mortgage products. So if you qualify for a VA home... Read More
Buying Mortgage Points: Is It Worth It?
Buying Mortgage Points: Is It Worth It?
Jun 16 2022   first time buyer first home first mortgage home loan apply for a first home loan
Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower your monthly mortgage payment. Check out this nifty guide to... Read More
Things to Consider When Deciding to Rent or Buy Your First Home
Things to Consider When Deciding to Rent or Buy Your First Home
Jun 9 2022   first time buyer first home first mortgage home loan apply for a first home loan
Are you considering whether you should purchase your first home or rent? There are several things to think about when deciding if you want to buy or rent.  We’ve listed down things you should know so that you can settle the rent or buy... Read More