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Timothy Gray

  • Senior Loan Advisor
  • NMLS: 330730
  • 814 Morena Blvd Suite 107
  • San Diego, California 92110

Clients tell me they are happy with the loans we arrange and refer their friends and family. They also say they feel more comfortable and confident about the process and understand the loan terms better after talking with me. I like hearing that. If that sounds like the type of loan process you might prefer, drop me a line or shoot me an email and let's see what loan is best for you!


 
Pro and Cons of Listing Your Home For Sale During the COVID Outbreak
Pro and Cons of Listing Your Home For Sale During the COVID Outbreak
May 20 2020   selling your home during COVID first time buyer first home first mortgage home loan
Springtime is the most popular time for homeowners to list their homes for sale. However, given the health crisis (and financial crisis for many), you may be wondering if it's still a good idea to sell your home this spring. What are the pros and... Read More
A Pocket Guide to Protecting Your Credit During Coronavirus
A Pocket Guide to Protecting Your Credit During Coronavirus
May 13 2020   coronavirus COVID-19 refinance 30 year loan home loan
Your credit plays a key role in financial opportunities, today and in the future. Understandably, the current pandemic environment is making it more challenging. But still, there are actions you can take to protect your credit.  Here are tips... Read More
Touchless Closings: Getting a Mortgage and Buying A Home With Social Distancing
Touchless Closings: Getting a Mortgage and Buying A Home With Social Distancing
May 6 2020   first time buyer first home first mortgage home loan apply for a first home loan
We're several weeks into the shelter-in-place orders, and despite social distancing, homes are still being listed, shown, purchased, and sold. How? By using touchless technology!  Touchless technology, such as digital mortgage applications and... Read More
Can I Still Get A Mortgage If I Lost My Income Due to COVID-19?
Can I Still Get A Mortgage If I Lost My Income Due to COVID-19?
Apr 29 2020   coronavirus COVID-19 first time buyer first home first mortgage
Unfortunately, our unemployment rate has risen significantly these past weeks, and it appears that it may continue this trend a bit longer before it starts to de-escalate. What does that mean for home buying hopefuls? How does losing your job affect... Read More